{"id":11,"date":"2026-09-12T17:21:56","date_gmt":"2026-09-12T15:21:56","guid":{"rendered":"https:\/\/insolvency.be\/prevention\/"},"modified":"2026-11-11T11:54:00","modified_gmt":"2026-11-11T10:54:00","slug":"prevention","status":"publish","type":"page","link":"https:\/\/insolvency.be\/en\/prevention\/","title":{"rendered":"Prevention"},"content":{"rendered":"<section class=\"bp-page-hero\">\n\t<div class=\"bp-wrap\">\n\t\t<p class=\"bp-kicker\">Bochon &amp; Partners<\/p>\n\t\t<h1>Pr\u00e9vention<\/h1>\n\t\t<p class=\"bp-page-lede\">Agir en amont de l&rsquo;insolvabilit\u00e9, avant que les difficult\u00e9s ne se transforment en proc\u00e9dure collective.<\/p>\n\t<\/div>\n<\/section><section class=\"bp-section ins-intro\" style=\"padding:52px 28px 6px\"><div class=\"bp-wrap bp-prose\"><p style=\"font-size:1.14rem;line-height:1.75\">La pr\u00e9vention regroupe les m\u00e9canismes qui permettent \u00e0 une entreprise en difficult\u00e9 d\u2019agir avant la cessation de paiement : examen par la chambre des entreprises en difficult\u00e9, accord amiable avec les cr\u00e9anciers, d\u00e9signation d\u2019un praticien de la r\u00e9organisation, mesures conservatoires. C\u2019est le moment o\u00f9 toutes les options sont encore ouvertes. Plus l\u2019intervention est pr\u00e9coce, plus elle est discr\u00e8te \u2014 et plus elle a de chances de r\u00e9ussir. Notre r\u00f4le : identifier le bon outil avant que la situation ne vous l\u2019impose.<\/p><\/div><\/section>\n\n<section class=\"bp-section\" style=\"padding:0 28px 14px\"><div class=\"bp-wrap\"><div class=\"bp-callout gold\" style=\"max-width:1140px;margin:0 auto\"><strong>Vous ne savez pas encore quel m\u00e9canisme s\u2019applique \u00e0 votre situation ?<\/strong> <a href=\"\/evaluer-ma-situation\/\">\u00c9valuez votre situation en quelques minutes<\/a> \u2014 un diagnostic confidentiel et sans engagement vous oriente vers la bonne voie.<br><span class=\"ins-xlinks\">\u00c0 lire aussi : <a href=\"\/reorganisation-judiciaire-prj\/\">la r\u00e9organisation judiciaire (PRJ)<\/a> \u00b7 <a href=\"\/faillite\/\">la faillite (aveu ou citation)<\/a> \u00b7 <a href=\"\/dissolution-judiciaire\/\">la dissolution et la liquidation judiciaire<\/a>.<\/span><\/div><\/div><\/section><section class=\"bp-section\">\n\t<div class=\"bp-wrap bp-prose\">\n\t\t<p class=\"bp-lede\">En dehors de la r\u00e9organisation judiciaire, de la faillite ou de la dissolution judiciaire, le Code de droit \u00e9conomique pr\u00e9voit plusieurs m\u00e9canismes d&rsquo;intervention en amont de l&rsquo;insolvabilit\u00e9. Certains peuvent \u00eatre initi\u00e9s par le d\u00e9biteur, d&rsquo;autres r\u00e9sultent d&rsquo;un signalement ou d&rsquo;une d\u00e9tection automatique.<\/p>\n\t\t<p>Notre cabinet accompagne les entreprises&nbsp;:<\/p>\n\t\t<ul>\n\t\t\t<li>vis\u00e9es par une mesure (convocation, d\u00e9signation, dessaisissement),<\/li>\n\t\t\t<li>ou souhaitant agir volontairement, dans un cadre discret et structur\u00e9.<\/li>\n\t\t<\/ul>\n\n\t\t<h2>Alerte et registre des clignotants \u00e9conomiques<\/h2>\n\t\t<p>Le Code pr\u00e9voit la constitution d&rsquo;un registre central des clignotants \u00e9conomiques&nbsp;: les jugements de condamnation non contest\u00e9s, les dettes sociales ou fiscales impay\u00e9es, les mouvements de personnel ou de si\u00e8ge, ou encore des signaux issus de la BNB peuvent y figurer.<\/p>\n\t\t<div class=\"bp-callout\"><strong>\u00c0 noter&nbsp;:<\/strong> l&rsquo;inscription dans ce registre peut d\u00e9clencher une convocation devant la chambre des entreprises en difficult\u00e9.<\/div>\n\t\t<p>Le d\u00e9biteur a le droit&nbsp;:<\/p>\n\t\t<ul>\n\t\t\t<li>d&rsquo;acc\u00e9der aux donn\u00e9es qui le concernent (via le tribunal),<\/li>\n\t\t\t<li>de demander leur rectification,<\/li>\n\t\t\t<li>d&rsquo;\u00eatre assist\u00e9 pour en comprendre les cons\u00e9quences.<\/li>\n\t\t<\/ul>\n\n\t\t<h2>Examen devant la chambre des entreprises en difficult\u00e9<\/h2>\n\t\t<p>Le tribunal peut examiner d&rsquo;office la situation d&rsquo;une entreprise, sur base d&rsquo;\u00e9l\u00e9ments objectifs ou d&rsquo;un signalement (expert-comptable, minist\u00e8re public&hellip;). Le d\u00e9biteur peut aussi solliciter lui-m\u00eame un examen, pour obtenir un avis structurant, \u00e9viter une proc\u00e9dure collective ou initier un accord avec certains cr\u00e9anciers.<\/p>\n\t\t<p>Cet examen est&nbsp;:<\/p>\n\t\t<ul>\n\t\t\t<li>confidentiel (huis clos, pas de publication),<\/li>\n\t\t\t<li>non contraignant, mais peut aboutir \u00e0 la saisine du parquet ou \u00e0 des recommandations.<\/li>\n\t\t<\/ul>\n\n\t\t<h2>Mesures provisoires<\/h2>\n\t\t<p>En cas de crise interne ou de d\u00e9faillance manifeste du dirigeant, le pr\u00e9sident du tribunal peut&nbsp;:<\/p>\n\t\t<ul>\n\t\t\t<li>restreindre les pouvoirs de gestion,<\/li>\n\t\t\t<li>d\u00e9signer un administrateur provisoire,<\/li>\n\t\t\t<li>ordonner un dessaisissement partiel ou total, \u00e0 titre conservatoire.<\/li>\n\t\t<\/ul>\n\t\t<p>Ces mesures ne sont possibles qu&rsquo;en pr\u00e9sence d&rsquo;indices graves, pr\u00e9cis et concordants d&rsquo;un \u00e9tat de faillite.<\/p>\n\n\t\t<h2>Accord amiable hors PRJ<\/h2>\n\t\t<p>Le d\u00e9biteur peut conclure un accord amiable avec certains cr\u00e9anciers en dehors de toute proc\u00e9dure judiciaire. Il peut ensuite en demander l&rsquo;homologation par le pr\u00e9sident du tribunal&nbsp;:<\/p>\n\t\t<ul>\n\t\t\t<li>sans publication,<\/li>\n\t\t\t<li>sans recours possible,<\/li>\n\t\t\t<li>avec force ex\u00e9cutoire.<\/li>\n\t\t<\/ul>\n\t\t<p>Ce dispositif offre une alternative utile lorsque la PRJ n&rsquo;est pas souhait\u00e9e ou pas possible.<\/p>\n\n\t\t<div class=\"bp-cta\">\n\t\t\t<h2>Une situation \u00e0 anticiper&nbsp;?<\/h2>\n\t\t\t<p>Parlez-nous de votre situation en toute confidentialit\u00e9. Nous \u00e9valuons les options avant qu&rsquo;il ne soit trop tard.<\/p>\n\t\t\t<a class=\"bp-btn bp-btn-gold\" href=\"\/contact\/\">Prendre contact <span class=\"arr\">&rarr;<\/span><\/a>\n\t\t<\/div>\n\t<\/div>\n<\/section><section class=\"bp-section\" style=\"padding:80px 28px 96px\"><div class=\"bp-wrap\"><div style=\"max-width:900px;margin:0 auto\"><h2 class=\"bp-section-title\">Questions fr\u00e9quentes<\/h2><div class=\"ins-faq\"><div class=\"ins-faq-item\"><button class=\"ins-faq-q\" type=\"button\" aria-expanded=\"false\"><span>Que faire lorsqu\u2019une entreprise ne paie plus l\u2019ONSS ou le fisc ?<\/span><span class=\"ins-faq-ico\" aria-hidden=\"true\"><\/span><\/button><div class=\"ins-faq-a\"><div class=\"ins-faq-a-in\"><p>Des dettes sociales ou fiscales impay\u00e9es peuvent figurer au registre des clignotants \u00e9conomiques et d\u00e9clencher une convocation devant la chambre des entreprises en difficult\u00e9. Mieux vaut agir en amont : un examen volontaire, ou un accord amiable confidentiel avec les cr\u00e9anciers, est souvent possible. Nous vous aidons \u00e0 structurer cette d\u00e9marche avant qu\u2019une proc\u00e9dure ne s\u2019impose.<\/p><\/div><\/div><\/div><div class=\"ins-faq-item\"><button class=\"ins-faq-q\" type=\"button\" aria-expanded=\"false\"><span>Qu\u2019est-ce que le registre des clignotants \u00e9conomiques, et puis-je y acc\u00e9der ?<\/span><span class=\"ins-faq-ico\" aria-hidden=\"true\"><\/span><\/button><div class=\"ins-faq-a\"><div class=\"ins-faq-a-in\"><p>C\u2019est un registre central o\u00f9 figurent certains signaux de difficult\u00e9 : condamnations non contest\u00e9es, dettes sociales ou fiscales impay\u00e9es, mouvements de personnel ou de si\u00e8ge, signaux issus de la BNB. Le d\u00e9biteur a le droit d\u2019acc\u00e9der aux donn\u00e9es qui le concernent, d\u2019en demander la rectification et d\u2019\u00eatre assist\u00e9 pour en comprendre les cons\u00e9quences.<\/p><\/div><\/div><\/div><div class=\"ins-faq-item\"><button class=\"ins-faq-q\" type=\"button\" aria-expanded=\"false\"><span>Qu\u2019est-ce qu\u2019un administrateur provisoire ?<\/span><span class=\"ins-faq-ico\" aria-hidden=\"true\"><\/span><\/button><div class=\"ins-faq-a\"><div class=\"ins-faq-a-in\"><p>En cas de crise interne ou de d\u00e9faillance manifeste du dirigeant, le pr\u00e9sident du tribunal peut \u2014 en pr\u00e9sence d\u2019indices graves, pr\u00e9cis et concordants \u2014 restreindre les pouvoirs de gestion, d\u00e9signer un administrateur provisoire et ordonner un dessaisissement partiel ou total, \u00e0 titre conservatoire.<\/p><\/div><\/div><\/div><div class=\"ins-faq-item\"><button class=\"ins-faq-q\" type=\"button\" aria-expanded=\"false\"><span>Peut-on conclure un accord confidentiel avec certains cr\u00e9anciers, sans proc\u00e9dure ?<\/span><span class=\"ins-faq-ico\" aria-hidden=\"true\"><\/span><\/button><div class=\"ins-faq-a\"><div class=\"ins-faq-a-in\"><p>Oui. Un accord amiable peut \u00eatre n\u00e9goci\u00e9 en dehors de toute proc\u00e9dure judiciaire, puis homologu\u00e9 par le pr\u00e9sident du tribunal \u2014 sans publication, sans recours possible et avec force ex\u00e9cutoire. C\u2019est une alternative utile lorsque la r\u00e9organisation judiciaire n\u2019est pas souhait\u00e9e ou pas n\u00e9cessaire.<\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/section><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"What should you do when a company can no longer pay the NSSO (ONSS) or the tax authorities?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Unpaid social security or tax debts can be entered in the register of economic warning signals and trigger a summons before the Chamber for Enterprises in Difficulty. It is better to act early: a voluntary examination, or a confidential amicable agreement with creditors, is often possible. We help you structure this approach before proceedings become unavoidable.\"}},{\"@type\":\"Question\",\"name\":\"What is the register of economic warning signals, and can I access it?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"It is a central register recording certain signs of difficulty: uncontested judgments, unpaid social security or tax debts, changes in staff or registered office, signals from the NBB. The debtor has the right to access the data concerning it, to request its rectification and to be assisted in understanding the consequences.\"}},{\"@type\":\"Question\",\"name\":\"What is a provisional administrator?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"In the event of an internal crisis or a manifest failure of the management, the president of the court may \u2014 where there are serious, specific and consistent indications \u2014 restrict management powers, appoint a provisional administrator and order a partial or total divestment, as a protective measure.\"}},{\"@type\":\"Question\",\"name\":\"Can a confidential agreement be reached with certain creditors, without court proceedings?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes. An amicable agreement can be negotiated outside any court proceedings and then approved by the president of the court \u2014 without publication, with no possibility of appeal and with enforceable effect. It is a useful alternative when judicial reorganisation is not wanted or not necessary.\"}}],\"inLanguage\":\"en-GB\"}<\/script><section class=\"bp-section ins-author\" style=\"padding:0 28px 80px\"><div class=\"bp-wrap\"><div class=\"bp-callout\" style=\"max-width:900px;margin:0 auto\"><strong>Anthony Bochon, avocat associ\u00e9 \u2014 Bochon &amp; Partners.<\/strong> Avocat au Barreau de Bruxelles depuis 2011 (LL.M., Universit\u00e9 de Cambridge), il pratique le droit des soci\u00e9t\u00e9s et de l\u2019insolvabilit\u00e9 et est r\u00e9guli\u00e8rement d\u00e9sign\u00e9 mandataire de justice par le Tribunal de l\u2019entreprise francophone de Bruxelles. <a href=\"https:\/\/bochonpartners.com\/equipe\/anthony-bochon\/\">Voir son profil<\/a>.<\/div><\/div><\/section>","protected":false},"excerpt":{"rendered":"Bochon &amp; Partners Pr\u00e9vention Agir en amont de l&rsquo;insolvabilit\u00e9, avant que les difficult\u00e9s ne se transforment en proc\u00e9dure collective. La pr\u00e9vention regroupe les m\u00e9canismes qui permettent \u00e0 une entreprise en difficult\u00e9 d\u2019agir avant la cessation de paiement : examen par la chambre des entreprises en difficult\u00e9, accord amiable avec les cr\u00e9anciers, d\u00e9signation d\u2019un praticien de [&hellip;]","protected":false},"author":0,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-11","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Entreprise en difficult\u00e9 : pr\u00e9venir la faillite en Belgique<\/title>\n<meta name=\"description\" content=\"Clignotants, chambre des entreprises en difficult\u00e9, accord amiable, cessation de paiement : agir t\u00f4t pour \u00e9viter la faillite. 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